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Best Credit Cards: Choose the right Credit Card.
The Australian credit card market has never been more competitive. There are
now a large of credit cards available, the trick is selecting the card that will
best suit your needs and not getting caught up with the marketing hype.
The best credit card usually depends on one key question: Do you pay your
balances off each month or do you let your credit card debt stack up? Find Leading Bank Accounts.
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If you are a good credit card
user and pay your account off each month without
incurring any interest fees then a rewards credit card could suit your needs.
Try the ANZ Frequent FLyer Gold Credit Card. You get access
to a rewards program and earn Qantas Frequent Flyer points. ANZ is a trusted provider in the Australian market. ANZ Frequent Flyer Gold Visa Credit Card |
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If you rack up your credit cards then the first thing to do is clear that
large balance and give yourself a break from the interest for a while. Sign up for a
0% balance transfer offer credit card. Transfer all your current debt to the new
card. This 0% balance rate lasts for 6 months and is a great way to get back on
top of things. Recommended cards are St.George, Citibank and Virgin
for this purpose. St.George Vertigo Credit Card |
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For a low rate credit card without the frills, try the
11.74% Aussie MasterCard.
It has one of the lowest rates on the market. Another one you could look at is
the BankWest Lite MasterCard which has the lowest rate in Australia currently @
10.99%. Remember though, get all the fees and think about your uses of the card.
Will you cash advance? This BankWest Credit Card on cash advances charges 20.49%
- Not so low rate after all? You can see from this simple example of where a credit card may seem the best for your needs on the surface but they may cost
you more than the credit card your previously had. Aussie Credit Card |
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