Best Credit Cards: No Annual Fee Credit Cards

No annual fee credit cards can seem like a good option for some people. Most credit cards with no annual fee usually make up the difference with either higher interest or fees. One no annual fee card on today's market is the Virgin credit card. Besides no annual fee, this card has a low interest rate of 12.99% on cash and purchases, while offering a 0% balance transfer for 6 months. I personally applied for this card and received it within 2 days of the online application.